Deposit Products

Current Rates

Checking Accounts
Savings Accounts
Business Accounts
Debit Cards

Community Bank of Cameron offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations. If you need to reorder checks use our secure Check Reorder Form.

Temporary Liquidity Guarantee Program Discloser

Cyber Checking:
(Personal checking accounts only)

• FREE Online Banking
  
• FREE eStatement (required)
  
• FREE Check Safe Keeping (required)
  
• FREE Debit Card* (no annual fee)
  
• Earn Interest**
  
• No Minimum Balance Requirement
  
• No Monthly Service Charge
  

*Charges may apply to ATM transactions not done at Community Bank ATMs. **Variable interest on the average daily collected balance above $1,000.00.

Free Checking:
(Personal checking accounts only)

• No Minimum Balance*
  
• No Monthly Service Charge
  
• Unlimited Check Writing
  
• Debit Card Available to Qualifing Customers
  
• Check safekeeping required

*$100.00 minimum required to open account.

Now Account Checking:

• Maintain an average daily collected balance of $750.00 *
• Interest Bearing
• Unlimited Check Writing
• Debit Card Available to Qualifing Customers

*If the average daily collected balance falls below $750.00 during the monthly statement cycle, a service charge of $4.50 plus $.25 per check for all checks over 25 will be charged.

Classic Checking:
Personal accounts for those 55 years and older. (No business accounts.)

• No minimum balance required
• No monthly service charge
• Earn Interest*
• Free classic club checks
• No issue fee for Travelers Cheques
• No issue fee for money orders
• Limited free photocopies of personal documents
• $1.00 annual discount on Safety Deposit Boxes
• Debit Card Available to Qualifing Customers

*When you maintainan average daily collected balance of $500.00.

High Yield Money Market:

• Higher rate of interest for average daily collected balances over $5,000.
  
• Interest componded and credited monthly
  
• No monthly service charge when $2,500. average daily balance is maintained
  
• Transaction limitations apply

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High Yield Savings:

• Make unlimited deposits
• Higher rate of interest for average daily collected balances over $1,000.
• Interest componded and credited quarterly
• No fees* apply to account holders under 18

*$100.00 minimum daily ledger balance required to avoid maintenance fee. A fee of $.50 per withdrawal in excess of 6 per month.

Christmas Club Savings:

• No Minimum Balance
• Make unlimited deposits
• Interest Credited annually
• Checks issued to account holder Mid-October

Health Savings:

• Set-up fee $25.00
• Opening deposit of $100.00
• Interest compounded and credited to the account monthly with your monthly statement.

For more information on HSA's visit our informational page today.

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Business Account Checking

• Maintain an average daily collected balance of $750.00 *
• Debit Card Available to Qualifing Customers

*If the average daily collected balance falls below $750.00 during the monthly statement cycle, a service charge of $7.00 plus $.15 per check assessed.

Small Business Checking

• Maintain a minimum balance of $100.00 *
• Debit Card Available to Qualifing Customers

*If the minimum balance falls below $100.00 during the monthly statement cycle, a service charge of $3.50 plus $.15 per for all checks over 15 will be charged.

Other Business Services

• Business Time Deposits
• Direct Deposit of Payroll
• Internet Banking
• Night Deposit
• Combined Statements
• Depository for Taxes
• Safe Deposit Box

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Our Debit Card Has All of the Features You Look For To Keep Up With an Active Lifestyle!

• Access funds at over 250,000 ATMs Worldwide
• Free ATM Cash Advances at all Community Bank Locations-Cameron, Grantsburg, Siren
• The Convenience of a Debit Card Without the hassle of Carrying Your Checkbook, Safer Than Cash – Debits Right Out of Your Checking Account

Apply Today!

• You must have a checking account, your savings may also be attached
• Make interest-free purchases
• Zero Liability Protection- You will be reimbursed for any unauthorized transactions

Fees

• $12.00 Annual Fee
• $5.00 Replacement Card Fee
• Charges may apply for transactions not done at Community Bank ATM's

Limitations

• ATM – Based on balance or $200.00 per day from checking or savings
• POS (Point-of-Sale) – Based on balance or $1,000.00 limits

If you have any debit card issues, such as a lost or stolen Elan Visa Card, after regular bank business hours please call Elan’s customer service department at 800-264-5578.

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