Mortgage Application
Disclosure Notice to Proceed

Scroll Down to Proceed

We will send you the following disclosures and licensing information upon receipt of your application:

• Home Mortgage Disclosure Act (HMDA)
  Data exhibits geographic distribution of loans and applications; income of applicants and borrowers; and information about loan approvals and denials.

• Equal Housing Opportunity Lender
  Our business is conducted in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988), whereby it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.

• Equal Credit Opportunity Act Fair Lending Notice
  Prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); all or part of an applicant's income derived from a public assistance program; or because an applicant has exercised a right under the Consumer Credit Protection Act in good faith.

• State Licenses
  Any applicable State disclosure regulations that require licenses to be explicitly disclosed.

• Other Special Notices
  Any applicable advertising or other notices that require disclosure.

Download Mortgage Application
By clicking the "Proceed" button below,
I acknowledge that I have read, understand
and agree with your Privacy Statement.

Important Notice: Please read BEFORE downloading file.
The size of the Mortgage Application you are about to download is approximately 450k and may take about a minute depending on the speed of your connection. You can print the application and complete it off-line, or you can key-in the information and then print the form. However, if you key in data, you will NOT be able to save the form with the information you have entered.

You will need Adobe Acrobat Reader to view this PDF file. Most computers already have the FREE version pre-installed. If yours does not, please download it now.

---

Fair Lending Policy Statement

It is the policy of this corporation and its affiliates (the “Bank”) that no person shall be discriminated against by the Bank in the granting or extension of credit, or in the capacity or privilege of obtaining credit, on the basis of race, color, religion, age, national origin, sex, marital status, handicap, familial status, that part (or all) of the applicant's income is from public assistance programs (such as Aid to Families with Dependent Children, Social Security, and non-cash benefits such as food stamps), or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Bank will comply with all requirements of the Federal Equal Credit Opportunity Act and the Federal Reserve Board Regulation B as well as the Fair Housing Act and all other similar laws, both state and federal.

The Bank will not:

deny credit to any applicant based on the above prohibited factors;

increase the charge for credit to any applicant based on the above prohibited factors;

restrict the use or amount of credit to any applicant based on the above prohibited factors;

use different credit application procedures for any applicant based on the above prohibited factors;

use credit evaluation criteria for any applicant based on the above prohibited factors.